Powerful features in one platform

All the core features you need for your private lending business:

Loan Origination

kanban dashboard for loan origination

Streamlined Data Import

Borrower Portal
Direct via API
Lead intake forms
Bulk upload
Manual data entry
Transaction history import
All major CRM connections such as Hubspot

Customizability

Input or generated fields
Deal & contact level custom fields
Custom workflows & communications

Flexible Borrower Payment Schedules

Weekly, bi-weekly, semi-monthly (flexible dates)
Quarterly, prepaid (partly or fully)
Accrued / Postponed (until next draw)
Capitalized (daily, monthly, etc)
Interest adjustment paid at funding
or regular payment date

Flexible Investor Payment Schedules

Full or partial interest
Sub-investors
A-B-piece (tranche loans)
Referrals / Interest spread
Management fees

Payment Handling

Credit card processing
Estimated fees
Partial payments / Over-time collection
Pay at funding or first payment date
Automated ACH payments

Interest Types

Interest-only
Principal & Interest
Capitalized
Accrued
Escalating

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Customized Auto-Generated Documentation

Unlimited documents / templates
Pre-approval / LOI / Term Sheet
Attorney / Title Instructions
Funding / Escrow Breakdowns
Investor agreements
Extension Docs
Payoff statements / distributions

Upload & Reference Documents Easily

Borrower Portal
Document Upload Portal
Upload via a white-labeled URL
Review status tracking
List of outstanding documents

Team Management

Custom roles & permissions
Management reporting
Employee performance tracking
Cross-functional task management
Custom automated communication triggers

Custom Dashboards that Make Sense

Modify your personal Kanban workflow
Task / To-do list dashboard
Custom Reports

Standardized Loan Conditions

Tracking of condition statuses
Link to document upload portals
Create one-time conditions
Pre-select based on property / borrower types
List & email outstanding conditions

Automated Compliance

DRE disclosure
HMDA compliance with APR calculations
Other custom disclosures
Create your own templates

Automated Workflows

Create tasks automatically based on various criteria
Auto assignments
To-do list with due dates
Advanced loan sub-statuses based on task completion

Communications / Notifications

Status-based or manual triggers
SMS/Email templates
Auto attach system documents
Include pre-attached forms
Fully customizable content

Borrower Portal

Create new loans
Request additional funds / draws
Request renewals / extensions
Request payoffs
Upload documents
Draw History

Loan Officer Portal

Application intake
Docs upload
Referral fee tracking
Deal pipeline

Interested in learning more?

Discover if Mortgage Automator is the right solution for your lending business.

Loan Servicing

loan servicing report and features

Payment Options

Post-dated checks
Check printing
Auto-generated ACH / EFT
Automated warnings and alerts
Credit card payments

Payment Tracking

Batch or individual entry of payments
Automated SMS notifications
Emails to borrowers (with late notices attached)
Generate Statements of Account & Invoices

Additional Charges

Ability to charge interest & calculate accrued interest
Record/Schedule/Request payments
Invoicing
Credit card integration

NSF Tracking

Batch or individual entry
Automated SMS notifications
Emails to borrowers (with signed NSFletters attached)
Custom NSF fees

Investor & Borrower Statements

Monthly auto-emailed statements
Customized letterhead & content

Additional Reserves

Initial reserve amounts
Monthly top-ups
Pre-payment of monthly top-ups
External payment tracking
Reporting
Apply reserves towards monthly payments

Reports

Exportable dashboards (in Excel)
Batch letter generation (separated or single file for easy printing)
Borrower / Investor / Shareholder Payment Reports
In-Progress / Funded / Paid-off loan tracker
Maturing Loans (30 / 60 / 90 days)
Prepaid Interest / Prepayment Distribution Reports
Custom reporting available

Accounting & Tax

Borrower / Investor Statements
Reports for issuing 1098s / 1099s
Aged Receivables / Arrears Reports
Accrual A/R and A/P Reports
Lender Income Reports (P&L)
Operating & Trust account ledgers
Loan Tape

Additional Loans / Draws

Ability to tie draws to Milestones
Add custom fees
Existing or new investors

Partial Paydown

Automated distribution
Any date and time
Collateral / blanket discharges

Extensions

Extension fees (multiple payment options)
Custom extension conditions
Prepayments at renewals
Ability to change interest types

Payouts

Payout statements
Payout instructions
Per-Diem calculations
Additional fee options
Fee distributions / allocations
Power of Sale & Foreclosure module

Investor Replacement (Mid-Deal)

Replace any investor anytime
Auto interest adjustment calculation
Holdback / prepayment forwarding

Mid-Loan Adjustments

Payment schedule changes
Interest changes
Frequency of payments

Fund Management

fund management dashboard and charts

Fund Organization

Fixed / Floating share/unit prices
Fixed / Variable interest to shareholders/investors
Multiple share classes
Pre- or Post- DRIP NAV calculation
Cash or Accrual basis revenue recognition
Management fee calculations w/ performance bonuses
Comprehensive dashboard

Shareholders / Investors

Subscription agreements
Auto-generated Share Certificates
Trade Confirmations
DRIP/Reinvestment options
Monthly / quarterly / semi-annual / annual payouts
One time dividends
Monthly, quarterly & annual automated statements

Reporting

Monthly trust / IRA reinvestment/payout reports
Shareholder / Investor payments & DRIP
Fund Performance Reports
Cash flow analysis
Growth statistics

Start automating your private lending business

Learn more about how we can automate and transform your lending operations.

cute mastcot robot Morty drinking a hot cup of tea or coffee

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