Powerful features in one platform

All the core features you need for your private lending business:

Loan Origination

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kanban dashboard for loan origination

Streamlined Data Import

  • Borrower Portal
  • Direct via API
  • Lead intake forms
  • Bulk upload
  • Manual data entry
  • Transaction history import
  • All major CRM connections such as Hubspot

Customizability

  • Input or generated fields
  • Deal & contact level custom fields
  • Custom workflows & communications

Flexible Borrower Payment Schedules

  • Weekly, bi-weekly, semi-monthly (flexible dates)
  • Quarterly, prepaid (partly or fully)
  • Accrued / Postponed (until next draw)
  • Capitalized (daily, monthly, etc)
  • Interest adjustment paid at funding
  • or regular payment date

Flexible Investor Payment Schedules

  • Full or partial interest
  • Sub-investors
  • A-B-piece (tranche loans)
  • Referrals / Interest spread
  • Management fees

Payment Handling

  • Credit card processing
  • Estimated fees
  • Partial payments / Over-time collection
  • Pay at funding or first payment date
  • Automated ACH payments

Interest Types

  • Interest-only
  • Principal & Interest
  • Capitalized
  • Accrued
  • Escalating

Customized Auto-Generated Documentation

  • Unlimited documents / templates
  • Pre-approval / LOI / Term Sheet
  • Attorney / Title Instructions
  • Funding / Escrow Breakdowns
  • Investor agreements
  • Extension Docs
  • Payoff statements / distributions

Upload & Reference Documents Easily 

  • Borrower Portal
  • Document Upload Portal
  • Upload via a white-labeled URL
  • Review status tracking
  • List of outstanding documents

Team Management

  • Custom roles & permissions
  • Management reporting
  • Employee performance tracking
  • Cross-functional task management
  • Custom automated communication triggers

Custom Dashboards that Make Sense

  • Modify your personal Kanban workflow
  • Task / To-do list dashboard
  • Custom Reports

Standardized Loan Conditions

  • Tracking of condition statuses
  • Link to document upload portals
  • Create one-time conditions
  • Pre-select based on property / borrower types
  • List & email outstanding conditions

Automated Compliance

  • DRE disclosure
  • HMDA compliance with APR calculations
  • Other custom disclosures
  • Create your own templates

Automated Workflows

  • Create tasks automatically based on various criteria
  • Auto assignments
  • To-do list with due dates
  • Advanced loan sub-statuses based on task completion

Communications / Notifications

  • Status-based or manual triggers
  • SMS/Email templates
  • Auto attach system documents
  • Include pre-attached forms
  • Fully customizable content

Borrower Portal

  • Create new loans
  • Request additional funds / draws
  • Request renewals / extensions
  • Request payoffs
  • Upload documents
  • Draw History

Loan Officer Portal

  • Application intake
  • Docs upload
  • Referral fee tracking
  • Deal pipeline

Interested in learning more?

Discover if Mortgage Automator is the right solution for your lending business.
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Loan Servicing

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loan servicing report and features

Payment Options

  • Post-dated checks
  • Check printing
  • Auto-generated ACH / EFT
  • Automated warnings and alerts
  • Credit card payments

Payment Tracking

  • Batch or individual entry of payments
  • Automated SMS notifications
  • Emails to borrowers (with late notices attached)
  • Generate Statements of Account & Invoices

Additional Charges

  • Ability to charge interest & calculate accrued interest
  • Record/Schedule/Request payments
  • Invoicing
  • Credit card integration

NSF Tracking

  • Batch or individual entry
  • Automated SMS notifications
  • Emails to borrowers (with signed NSFletters attached)
  • Custom NSF fees

Investor & Borrower Statements

  • Monthly auto-emailed statements
  • Customized letterhead & content

Additional Reserves 

  • Initial reserve amounts
  • Monthly top-ups
  • Pre-payment of monthly top-ups
  • External payment tracking
  • Reporting
  • Apply reserves towards monthly payments

Reports

  • Exportable dashboards (in Excel)
  • Batch letter generation (separated or single file for easy printing)
  • Borrower / Investor / Shareholder Payment Reports
  • In-Progress / Funded / Paid-off loan tracker
  • Maturing Loans (30 / 60 / 90 days)
  • Prepaid Interest / Prepayment Distribution Reports
  • Custom reporting available

Accounting & Tax

  • Borrower / Investor Statements
  • Reports for issuing 1098s / 1099s
  • Aged Receivables / Arrears Reports
  • Accrual A/R and A/P Reports
  • Lender Income Reports (P&L)
  • Operating & Trust account ledgers
  • Loan Tape

Additional Loans / Draws

  • Ability to tie draws to Milestones
  • Add custom fees
  • Existing or new investors

Partial Paydown 

  • Automated distribution
  • Any date and time
  • Collateral / blanket discharges

Extensions

  • Extension fees (multiple payment options)
  • Custom extension conditions
  • Prepayments at renewals
  • Ability to change interest types

Payouts

  • Payout statements
  • Payout instructions
  • Per-Diem calculations
  • Additional fee options
  • Fee distributions / allocations
  • Power of Sale & Foreclosure module

Investor Replacement
(Mid-Deal)

  • Replace any investor anytime
  • Auto interest adjustment calculation
  • Holdback / prepayment forwarding

Mid-Loan Adjustments

  • Payment schedule changes
  • Interest changes
  • Frequency of payments

Fund Management

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fund management dashboard and charts

Fund Organization

  • Fixed / Floating share/unit prices
  • Fixed / Variable interest to shareholders/investors
  • Multiple share classes
  • Pre- or Post- DRIP NAV calculation
  • Cash or Accrual basis revenue recognition
  • Management fee calculations w/ performance bonuses
  • Comprehensive dashboard

Shareholders / Investors

  • Subscription agreements
  • Auto-generated Share Certificates
  • Trade Confirmations
  • DRIP/Reinvestment options
  • Monthly / quarterly / semi-annual / annual payouts
  • One time dividends
  • Monthly, quarterly & annual automated statements

Reporting

  • Monthly trust / IRA reinvestment/payout reports
  • Shareholder / Investor payments & DRIP
  • Fund Performance Reports
  • Cash flow analysis
  • Growth statistics

Start automating your private lending business

Learn more about how we can automate and transform your lending operations.
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