Powerful features in one platform

All the core features you need for your private lending business:

Loan Origination

kanban dashboard for loan origination

Streamlined Data Import

Broker software integrations: Lendesk, Filogix, Doorr, Finmo, Velocity
Direct via API
Customizable lead intake form
Bulk upload of loan, transaction & fund history
Manual data entry
All major CRM connections such as Hubspot

Customizability

Input or generated fields
Deal & contact level custom fields
Custom workflows & communications

Flexible Borrower Payment Schedules

Weekly, bi-weekly, semi-monthly (flexible dates)
Quarterly, prepaid (partly or fully)
Accrued / Postponed (until next draw)
Capitalized (daily, monthly, etc)
Interest adjustment paid at funding
or regular payment date

Flexible Investor Payment Schedules

Full or partial interest
Sub-investors
A-B-piece (tranche loans)
Referrals
Management Fees
Tax withholding for foreign investors

Payment Handling

Automator Pay (EFT / Direct Debit VISA)
Automated PAD
Deferral / Capitalization
Credit card processing
Estimated fees
Partial payments / Over-time collection

Interest Types

Interest-only
Principal & Interest
Escalating
Capitalized
VRM

‍

Customized Auto-Generated Documentation

Commitment
Lawyer instructions & distribution calculations
Admin / Servicing agreements
Welcome letters
Renewal docs
Discharge statements & distribution instructions

Upload & Reference Documents Easily

Document Upload Portal
Broker document transfer
Upload via a white-labeled URL
Broker Portal

Team Management

Custom roles & permissions
Management reporting
Employee performance tracking
Cross-functional task management
Custom automated communication triggers

Custom Dashboards that Make Sense

Modify your personal Kanban workflow
Task / To-do list dashboard
Custom Reports

Standardized Loan Conditions

Tracking of condition statuses
Link to document upload portals
Create one-time conditions
Pre-select based on property / borrower types

Automated Compliance

Form 1, 9, 10
Borrower disclosures
Investor disclosures
Create your own templates

Automated Workflows

Create tasks automatically based on various criteria
Auto assignments
To-do list with due dates
Advanced loan sub-statuses based on task completion

Communications / Notifications

Status-based or manual triggers
SMS/Email templates
Auto attach system documents
Include pre-attached forms
Fully customizable content

Interested in learning more?

Discover if Mortgage Automator is the right solution for your lending business.

Loan Servicing

loan servicing report and features

Payment Options

Post-dated cheques
Cheque printing
Auto-generated PAD / EFT
Automator Pay (direct debit VISA)
Credit card payments
Automated warnings and alerts

Payment Tracking

Batch or individual entry of payments
Automated SMS notifications
Emails to borrowers (with late notices attached)
Generate Statements of Account & Invoices

Additional Charges

Ability to charge interest & calculate accrued interest
Record / Schedule / Request payments
Invoicing
Credit card integration

NSF Tracking

Batch or individual entry
Automated SMS notifications
Emails to borrowers (with signed NSFletters attached)
Custom NSF fees

Investor & Borrower Statements

Monthly auto-emailed statements
Customized letterhead & content

Additional Reserves

Initial reserve amounts
Monthly top-ups
Pre-payment of monthly top-ups
External payment tracking
Reporting
Apply reserves towards monthly payments

Reports

Exportable dashboards (in Excel)
Batch letter generation (in a separated or single file for easy printing)
Borrower / Investor / Shareholder Payment Reports
In-Progress / Funded / Discharged loan tracker
Maturing Loans (30 / 60 / 90 days)
Prepaid Interest / Holdback Distribution Reports
Custom reporting available

Accounting & Tax

Annual Borrower / Investor Statements
Reports for issuing T5s
Aged Receivables Report
Accrual A/R and A/P Reports
Lender Income Reports (P&L)
Operating & Trust account ledgers

Additional Loans / Draws

Ability to tie draws to Milestones
Add custom fees
Existing or new investors

Partial Paydown

Automated distribution
Any date and time
Collateral / blanket discharges

Renewals

Renewal fees (paid at renewal, upon discharge, added to principal, added to outstanding charges, spread across any number of payments)
Custom Renewal Conditions
Prepayments at Renewals
Ability to change Interest Types

Discharges

Discharge statements
Discharge instructions
Per-Diem calculations
Power of Sale module
Distribution of fees

Investor Replacement (Mid-Deal)

Replace any investor anytime
Auto interest adjustment calculation
Holdback / prepayment forwarding

Mid-Loan Adjustments

Payment schedule changes
Interest changes
Frequency of payments

Fund Management

fund management dashboard and charts

Fund Organization

Fixed / Floating share/unit prices
Fixed / Variable interest to shareholders/investors
Multiple share classes
Pre- or Post- DRIP NAV calculation
Cash or Accrual basis revenue recognition
Management fee calculations with performance bonuses
Comprehensive dashboard

Shareholders / Investors

Subscription agreements
Auto-generated Share Certificates
Trade Confirmations
DRIP / Reinvestment options
Monthly / quarterly / semi-annual / annual payouts
One time dividends
Monthly, quarterly, & annual automated statements
Transfers between accounts / share classes

Reporting

Monthly trust / payout reports
Shareholder / investor payments & DRIP
Fund Performance Reports
Cash flow analysis
45-106F1s
Growth statistics

Start automating your private lending business

Learn more about how we can automate and transform your lending operations.

cute mastcot robot Morty drinking a hot cup of tea or coffee

‍